Banking AI Startup Jobs

Cloud-native investment management platform transforming how investment firms operate.

Wealth management platform providing data aggregation and portfolio analytics for financial advisors.

API-first stock/ETF/crypto brokerage infrastructure for developers.

Personal wealth and portfolio tracker for individuals and families.

Personal finance app providing comprehensive spending tracking, investment management, and financial goal planning.

Mercury is a fintech company providing a full-stack banking platform built specifically for startups and scaling businesses. With products spanning checking, savings, treasury management, corporate cards, and venture debt, Mercury serves over 200,000 startups.

Augment Market operates a FINRA-registered marketplace for buying and selling shares in private companies, enabling pre-IPO stock transactions starting at 0,000. The platform connects investors and shareholders for seamless private stock transactions in the secondary market.

Adfin builds AI-powered invoice payment and credit-control software for small and midsize businesses, accountants, and platforms, combining modern payment infrastructure with automated finance workflows to help companies get paid faster.

Alinea is a consumer investing platform combining AI-guided portfolio recommendations with mobile-first wealth management for younger investors.

Altur builds autonomous voice AI agents for debt collection, operating across phone calls, WhatsApp, and SMS. The platform enables banks and call-center partners to automate outbound debt-collection outreach at scale, with AI agents that negotiate, handle objections, and secure payments. Since launching in Mexico, Altur's agents have collected over $6M USD on live accounts.

Anchorage Digital is an institutional crypto platform offering custody, trading, staking, and regulated banking services for digital assets.

AppBrilliance offers a patented Money API that enables real-time, non-custodial payments through FedNow® and RTP®.

Apron is a B2B payments platform for small businesses that digitises and simplifies payments, enabling batch payments to suppliers and employees, expense management, and automated reconciliations.

Arc is the cash management and capital markets platform for technology companies. Arc helps businesses manage cash, unlock competitive yield, raise debt capital, and access AI-powered financial services through their intelligent CFO agent Archie, all in one unified platform.

Array is an embedded fintech products platform that helps digital brands, financial institutions, and fintechs bring consumer financial products to market quickly. The platform provides tools for credit monitoring, identity verification, and financial wellness features.

Digital family office democratizing wealth management by making sophisticated financial strategies accessible to accredited investors starting at $10,000, offering private market access and tax-efficient investments.

Astrada is the data layer for autonomous finance, providing real-time card transaction data infrastructure that unifies financial data across fragmented enterprise systems. It connects directly to card networks to deliver structured, real-time transaction data via API, enabling AI-powered forecasting and autonomous finance operations for spend management platforms. Customers include Workday, Zoho, Payhawk, Miter, and Extend.

Atlas Card provides a premium card, concierge, and spend management platform for modern consumers and businesses.

Basic Capital offers an innovative 401(k) platform that provides $4 of financing for every dollar in retirement contributions, helping workers leverage appreciating assets and achieve their retirement goals while offering employers affordable record keeping at just $5 per employee per month.

Bretton AI (formerly Greenlite AI) is an agentic AI platform for financial crime compliance, automating AML, KYC/KYB, sanctions investigations, and transaction monitoring for regulated financial institutions. It is trusted by OCC-, FDIC-, and Federal Reserve-regulated banks and fintech platforms including Robinhood, Mercury, and Gusto. The company rebranded from Greenlite AI in February 2026 following its $75M Series B.

BVNK is a crypto-native enterprise payments infrastructure platform enabling global stablecoin money movement. It provides APIs for businesses to send, receive, store, and convert fiat and digital currencies with managed custody and multi-jurisdictional licensing. BVNK serves fintechs, marketplaces, and enterprises processing at least $500K/month in payments.

CapitalOS provides embedded spend management infrastructure for vertical SaaS platforms, enabling business credit and spend controls via API integrations for platform customers.

Embedded credit card platform enabling businesses to launch and manage integrated credit card experiences. Partners include Coinbase, Bilt, Qatar Airways, and Alibaba.

Carry provides tax-advantaged accounts, payroll, and wealth tooling tailored for founders and self-employed business owners.

Casca is an AI-native loan origination platform for SBA lenders and FDIC-insured banks that processes loans 10x faster by automating document collection, KYB checks, and compliance procedures, achieving 90% reduction in manual effort and 3x higher conversion rates.

Catena Labs builds AI-native financial infrastructure spanning agent identity, stablecoins, and banking rails so AI agents can participate in the economy safely.

Cloud-based portfolio management platform for private market investors providing market-leading monitoring, reporting, and diligence tools with AI capabilities

Clair embeds earned wage access and on-demand pay into payroll and workforce systems, using bank-backed infrastructure to deliver compliant short-term liquidity to workers.

Clear Street is a cloud-native clearing, custody, and brokerage platform built to modernize capital markets infrastructure. It serves institutional clients including hedge funds, family offices, and ETF issuers across equities, options, futures, and fixed income.

Column is a nationally chartered bank building developer-first banking infrastructure. It offers APIs and software for payments, ledgers, compliance, and bank programs so fintech companies can build on regulated banking rails.

Crypto-integrated business banking platform that uses stablecoin rails alongside traditional payment networks.

Paris-based B2B lending platform providing API-first working capital financing to SMEs across Europe with loan decisions in 27 seconds, serving 17,000+ businesses across five countries.

Business-in-a-box-formation, banking, and compliance for founders globally.

EnFi builds an AI-powered financial intelligence platform for lenders and financial institutions, focused on credit underwriting, portfolio monitoring, and risk analysis workflows.

Era is an AI-powered personal finance platform that connects bank accounts and financial data to AI assistants like Claude and ChatGPT via MCP. The platform offers proactive money management with AI-driven transfers, savings goals, and spending rules.

Personalized, values-aligned investing platform for advisors and institutions.

Every provides an all-in-one back office platform for founders, combining banking, accounting, payroll, taxes, and compliance.

Finix is a full-stack payment processor and payments infrastructure platform that helps software platforms, marketplaces, and businesses accept payments, send payouts, manage risk, and build embedded payment experiences.

Finmid provides modular, API-driven embedded lending infrastructure for B2B platforms. The company enables platforms like Wolt, Glovo, and Bolt to offer financing solutions directly to their SMB customers across 30 European markets.

Finofo is an AI-native financial operations platform for mid-market teams, automating accounts payable, approvals, global payments, receivables, currency conversion, and treasury workflows from one system.

Finom is a European digital banking platform offering financial services and payments solutions tailored to small and medium-sized businesses:contentReference[oaicite:11]{index=11}.

Fizz is a fintech company offering a credit-building debit card designed for college students. Each purchase is reported to major credit bureaus as a daily repaid micro-loan, helping students build credit history with no interest, no credit check, and no security deposit.

All-in-one business banking, bookkeeping, and tax platform for freelancers and self-employed workers, combining a checking account, automated tax estimation, invoicing, and expense tracking.

GraphQL-based ledger API giving fintech companies institutional-grade double-entry accounting infrastructure for real-time balance tracking, funds flow composition, and fault-tolerant money movement.

Froda provides digital financing and embedded lending products that help small businesses access working capital.

Griffin is an API-first UK bank providing a full-stack banking-as-a-service platform for companies that need regulated accounts and payments.

Helcim provides payment processing software and merchant services for small and midsize businesses, combining payments acceptance, invoicing, subscriptions, and commerce tools in one platform.

Banking and cash management for e-commerce brands with real-time insights.

Hummingbird builds AI-enabled compliance software for financial institutions, covering customer screening, transaction monitoring, investigations, and regulatory reporting.

Co-branded credit card platform enabling consumer brands to launch customized Visa and Mastercard rewards programs, deposit accounts, and installment loan offerings.

Instant pay platform that provides employees real-time access to earned wages after every shift, improving employee retention and engagement while reducing payroll administration costs.

Jeeves is a global financial infrastructure platform providing corporate cards, expense management, cross-border payments, and bill pay for businesses operating across 25+ countries. Founded in 2019 and valued at $2.1B, Jeeves enables companies to spin up their finance function within minutes.

Embedded accounting platform for SMB software companies, allowing platforms to offer complete accounting and AI-powered bookkeeping services directly within their products, fully replacing external tools like QuickBooks. Supports 30,000+ SMBs through platform customers including Moxie, Nav, Dripos, and Carry with 25%+ adoption rates.

LemFi provides international payments and financial services for immigrants, offering multi-currency accounts, remittances, credit, and payments. The platform processes over $1 billion in monthly transactions across 30+ countries.

M0 builds programmable stablecoin infrastructure for financial institutions, providing minting, settlement, treasury, and compliance primitives for digital dollar products.

Business banking and financial management platform specializing in checking accounts, corporate cards, and financing solutions

Method provides API infrastructure for consumer liability account connectivity, real-time debt data, and embedded repayment experiences across lending and fintech products.

API-driven deposit network and cash management for banks and credit unions.

AI-native operating system for investment management, providing automated trading, data and analytics, risk management, and portfolio optimization for fixed income. APIs power firms representing 100B+ in assets.

Narmi provides cloud-based digital banking, account opening, admin, payment, AI, and API products for banks and credit unions, helping community financial institutions launch modern consumer and business banking experiences.

Nevis is a unified AI platform for wealth management that helps advisory teams automate onboarding, portfolio workflows, and client service operations.

Nomba (formerly Kudi) is a Nigerian fintech company that provides business banking, POS terminals, online payments, and international wire transfers for businesses across Africa. It operates one of the largest agent banking and point-of-sale networks in Nigeria.

nsave offers cross-border banking and payments products for people in high-inflation and underserved markets, including USD accounts and cards.

Palico operates an online marketplace for private fund secondaries, helping institutions and investors buy and sell fund positions with improved transparency and process efficiency.

Parafin builds embedded finance infrastructure that lets platforms offer capital and financial services to small businesses.

Payman AI is an agentic AI platform for banking institutions that enables autonomous execution of financial transactions through conversational interfaces. The platform deploys AI agents that process payments, transfers, and account analysis via voice or text on existing banking rails, with built-in policy enforcement, compliance logging, and audit trails.

API-first loan management platform for lenders to automate servicing, payments, and compliance.

Pinwheel builds payroll and income data connectivity products for banks, lenders, credit unions, and fintechs, including direct deposit switching, income and employment verification, subscription management, and consumer-permissioned financial data APIs.

Plata is a Mexican digital banking platform offering AI-powered financial services and a credit card product, aiming to simplify and personalize the financial experience:contentReference[oaicite:22]{index=22}.

Pliant provides a B2B credit card platform for corporate cards, virtual cards, cards-as-a-service, and payment process automation, helping companies control spend and integrate card data into finance systems.

Unified AI platform for financial institutions enabling banks and credit unions to offer banking services through AI-powered chats and voice conversations

Cap table and equity management software for founders and finance teams.

Rain builds stablecoin-powered card issuing and payments infrastructure, helping fintechs and global businesses launch card programs and settle transactions with stablecoins.

Rho offers a financial platform for startups and scaling companies that combines business banking, corporate cards, treasury, bill pay, expense management, and accounting automation in one workflow.

French wealth management fintech providing private banking services with human expertise and digital innovation, combining technology with experienced private bankers across France.

Round Treasury is an AI-powered treasury management platform that unifies banking, payments, FX, and reconciliation for startups and growing companies. The London-based fintech automates treasury operations through AI agents, giving companies access to 30+ banking and treasury partners through a single account. Founded by Pac O'Shea and Hayyaan Ahmad, Round helps founders minimize risk and maximize returns on excess cash.

Savvy Wealth builds a technology-powered RIA platform that combines software and human advisors to deliver modern wealth management.

Slash is a business banking platform for internet entrepreneurs and high-spend businesses, offering virtual cards, corporate banking, treasury services, and developer-friendly APIs. Powers over $3B in annualized card spend.

Swan is a European embedded banking platform that enables software companies to integrate financial services directly into their products via APIs. Licensed as an e-money institution by France's ACPR, Swan serves 150+ partners across 30 European countries.

Sydecar provides fund and SPV back-office infrastructure so managers can launch, operate, and administer private investment vehicles.

Taktile is an AI-powered decision platform built for financial institutions, enabling automated decisions across credit underwriting, fraud detection, AML compliance, and customer onboarding.

Tank Payments is a neobank and payments infrastructure platform built for the trucking industry, offering commercial credit cards, payables automation, and banking products designed for freight businesses. The company is a Y Combinator S22 graduate headquartered in Austin, TX.

Tola is an all-in-one cash flow management platform for SMBs, combining accounts payable, accounts receivable, and working capital with flexible pay-later options. Founded by ex-Pleo alumni, acquired by Square in August 2025.

Consumer-permissioned data platform that provides API access to payroll, employment, and financial data for streamlined income and employment verification, asset verification, and direct deposit switching.

Unit provides embeddable banking and lending products that enable software platforms to integrate financial services—including accounts, money movement, card issuing, and capital products—directly into their products. Processes over $80B in annual transactions.

Venn is a Canadian business banking platform offering multi-currency accounts, corporate cards, global transfers, and accounting automation for Canadian businesses.

Volt is building the world's first global real-time payment network, enabling businesses to send and receive real-time account-to-account payments through a unified platform. The company harmonizes domestic payment schemes across 31+ territories.

Wayflyer is a revenue-based financing platform for e-commerce merchants, providing flexible capital to help online businesses grow:contentReference[oaicite:30]{index=30}.

Yendo builds a vehicle-secured credit card that leverages car equity and AI underwriting to expand access to credit.

YieldClub is a consumer crypto savings app that automates stablecoin yield strategies so users can earn real-time interest with no lockups and without needing deep crypto expertise.

Yonder offers a rewards credit card and app focused on dining, travel, and lifestyle benefits for modern consumers.